Interest-free installment guide by card company
CLASS101 operates a 'shared interest-free installment' system. For installment periods that don't receive interest-free support, CLASS101 directly covers the interest, and interest-free installments are available for up to 5 months depending on the card company.
However, the following promotions may be changed or discontinued due to card company circumstances. Please refer to each card company's website for details.
Interest-free installment guide by card company (as of January 2026)
Interest-free installments are only available for payments of 50,000 won or more.
Interest-free period | Eligible card companies |
|---|---|
Up to 3 months | Shinhan Card, Hyundai Card, Kookmin Card, Nonghyup Card |
Up to 4 months | Hana Card |
Up to 5 months | Woori Card, Lotte Card, BC Card |
Precautions
Since interest rates vary depending on the classmate's card company and credit rating, CLASS101 cannot confirm the exact interest amount.
If you make an installment payment without interest-free installment applied, please contact your card company directly for the interest amount incurred.
Corporate/business (sole proprietor)/debit/prepaid/GIFT/hybrid/bank-affiliated cards, etc. are excluded.
When interest-free/partial interest-free is applied, points/mileage accumulation is not possible.
Merchant-burden interest-free/direct contracts/special affiliate merchants, offline (non-authenticated), university tuition, local taxes (extra-budgetary revenue, water supply), pharmaceuticals (B2B), gas stations, automobiles, tickets, broadcasting fees, insurance, etc. are excluded.
Hana Card excludes PG business types as well as separate business types such as books, academies, duty-free shops, and cash-convertible merchants.
NAVER Pay is a simple payment service that allows you to pay by registering credit card or bank account information with your NAVER ID. When changing orders paid with NAVER Pay, card company benefits and installment plan eligibility may change according to the respective card company's policy, and the payment methods supported by NAVER Pay are all cards/accounts displayed in the NAVER Pay payment window.